Though we call Michigan home, our reach extends across the country, connecting us with clients from diverse backgrounds and locations. What unites our clients is a shared desire for a financial partner who listens, understands, and prioritizes their best interests.
Our approach is rooted in forming genuine partnerships that often blossom into friendships. We believe that financial planning should be a collaborative experience, where clients feel at ease and supported. By building trust and offering personalized guidance, we help our clients relax and enjoy their retirement, knowing they have a dedicated team by their side.
In every interaction, our aim is to provide honest, straightforward advice. If a solution isn't right for you, we won't push it. This commitment to integrity has been the foundation of our relationships and the key to our success. We look forward to welcoming you into our community, where you'll find a warm, welcoming environment ready to support your financial journey.
Our Founder
Meet Michael A. Nowak
Since 1999, my career has been driven by a desire to protect and serve others, inspired by a personal experience that deeply affected my family. My father fell victim to a churning scheme, losing a significant portion of his savings. Witnessing this injustice awakened the police officer in me, compelling me to become a trustworthy advisor who champions truth and integrity for those in need.
I find great fulfillment in helping people enjoy their retirement through thoughtful planning. Whether it's navigating taxes or managing market fluctuations...
Financial Planning
- Where are we going?
- Retirement analysis.
- What is your bucket list?
Asset Management
- Fee based
- 35 portfolios to choose from
- Faith based Investing (invest based on your values)
Tax Management
- What is your lifetime tax?
- Put more money into your pocket.
- Understanding the order of money.
- Avoidable taxes and Unavoidable taxes.
Protection Planning
- Protecting against the what if’s in Life!
- Market Risk! (Sequence of Return Risk)
- Health Insurance (original and advantage)
- Nursing Home risk!
- Spouse passes away early! (SS & Tax bracket)
- Wills and Trusts POA
Legacy Planning
- What’s the end game?
- Leave all my money to inheritance?
- What’s most efficient?